Our Dynamic Allocation Investment Process™
Our proprietary process is a structured, unemotional investment process that combines asset allocation, a focus on relative strength, rebalancing and diversification to help develop and implement a customized financial plan capable of addressing your needs and risk tolerance in a tax-efficient, economical manner.
It provides a proactive approach which includes a selling strategy that can help make your portfolio more conservative when we feel conditions warrant it, and help reduce the chances that your portfolio suffers an unrecoverable loss. This process also provides tactical modifications that could allow your portfolio to benefit by emphasizing asset classes that are outperforming (relative strength).
We typically rebalance portfolios on an annual basis to bring them back in line. Rebalancing a non-retirement account could be a taxable event that may increase your tax liability.
We will work with you to develop and implement a customized financial plan that uses a proactive approach designed to take action during market volatility.
Each member of our team brings their individual area of expertise, from planning to investments, insurance to retirement plans. It is our ultimate goal to help you reach your financial dreams. We would love to schedule a consultation to see how we can assist you.
Relationship Management: A Consistent Focus on You
We have regularly scheduled meetings with clients to discuss more than just portfolio performance. Each meeting will have different agenda items so that we can focus on relevant aspects of your financial life as appropriate. For example, one meeting might address retirement planning and beneficiary designations, while another might discuss tax planning strategies and maximizing Social Security benefits.
Tracking your progress is an important part of reaching your goals. If you know whether or not you’re on target, you can more easily make necessary modifications to your financial plan to bring you back in line.
We pride ourselves on providing clear, consistent communication tools to help you monitor the progress of your financial plan and investment accounts. Enjoy informative monthly newsletters, regular educational seminars & webinars, and a client portal featuring real-time account information, progress-tracking toward financial goals, unlimited document storage, and easy aggregation of all your accounts — allowing you to see your entire financial picture in one place.
Coordination of Your Financial Team
One key service we provide is coordination among the other professionals who are involved in managing your financial matters, including CPAs, estate planning attorneys, insurance professionals and others. It allows for a more cohesive and complete financial picture and can save you time, maximize your options and help reduce stress.